Writers and editors / Henrik Falk
This page lists every published Howcompass guide written under this byline. It shows the role stated in the byline and the work itself; it does not add a biography, portrait or qualification that the byline cannot support.
Guides by Henrik Falk
Finance and BusinessManage Personal Finances and Build a Budget
Take complete control of your cash flow without complex spreadsheets. This 22-step guide covers auditing your spending, setting up a 50-30-20 zero-stress budget, building a six-month emergency fund, paying off high-interest debt, and automating long-term investing.
Finance and BusinessRebalance a Long-Term Index Portfolio Once a Year
Once a year you must compare each index fund's actual weight with a written target, such as 60% stocks and 40% bonds, and decide whether a 5-percentage-point drift justifies a trade.
Finance and BusinessSeparate Personal and Freelance Banking From Day One
Deciding whether to trade as a sole proprietor or a single-member LLC comes first, because that choice changes exactly which documents your bank will demand before it opens an account.
Finance and BusinessWrite a One-Page Lean Business Plan for a Local Service Venture
A single letter-size page holds about 350 usable words, so every number you keep forces a trade-off you must settle before quoting a single job.
Finance and BusinessAudit Your Monthly SaaS and Streaming Subscriptions in 20 Minutes
A complete audit reconciles three sources - card statements, app-store subscriptions and renewal emails - inside a 20-minute timer, because a single statement misses annual and Apple-billed plans.
Finance and BusinessBuild a Three-Bucket Sinking Fund for Annual Irregular Expenses
Three buckets turn a scattered set of annual bills into three fixed monthly transfers, so a GBP 480 insurance premium never lands on an empty current account.
How these guides are checked
- Claims that are not obvious from the procedure are backed by the sources listed at the end of each guide, with primary sources preferred.
- Every guide is edited by a person before publication: steps are checked for order and completeness, and warnings appear before risky actions.
- Corrections are logged on the corrections page; the full process is in the editorial policy.
A byline names the editor responsible for a guide's current text. It is not a claim of professional licensure, and it is not a substitute for advice from a qualified local professional on health, money, law, electrical work or anything else where local rules apply.